fidentity joins OpenBankingProject.ch
Focusing on open standards, strong partnerships and digital security
fidentity AG is now part of the OpenBankingProject.ch community. This Swiss initiative actively drives digital transformation in the financial sector by bringing together banks, FinTechs, RegTechs and technology providers.
Das OpenBankingProject.ch wurde im Februar 2019 gegründet – getragen unter anderem vom Business Engineering Institute St. Gallen, Avaloq, Finnova, der Hypothekarbank Lenzburg, DXC Technology, Ergon und der Universität Bern. Ziel ist es, eine One-Stop-Plattform für Fachleute im Finanzbereich aufzubauen, die Tools und Wissen zu Open Banking bündelt.
Ein Kernstück des Projektes bildet die Bereitstellung von breit akzeptierten und interoperablen Bausteinen (z.B. APIs) für die Umsetzung von Open Finance in der Schweiz. Seit geraumer Zeit fokussiert die Initiative auf das Thema digitale Kundennähe, also die Vernetzung der Bank in sämtliche Lebensbereiche des Kunden. Der Kunde kann in diesem Zusammenhang Produkte, Services und auch Daten seiner Bank nutzen und diese über APIs oder auch Wallet-Technologien barrierefrei in Customer Journeys von anderen Unternehmen beziehen.
Founded in February 2019, OpenBankingProject.ch is supported by key players such as the Business Engineering Institute St. Gallen, Avaloq, Finnova, Hypothekarbank Lenzburg, DXC Technology, Ergon, and the University of Bern. The initiative aims to establish a one-stop platform for financial professionals, consolidating tools and expertise around open banking.
A core element of the project is the development of widely accepted and interoperable components—such as APIs—for implementing open finance in Switzerland. Recently, the initiative has placed a strong focus on digital customer proximity: connecting banks with all aspects of a customer’s life. This allows customers to access banking products, services and data seamlessly within third-party customer journeys via APIs or wallet technologies.
What is Open Banking?
Open banking means that banks make their data and services accessible to third-party providers via standardised interfaces (APIs) – always with the customer’s consent.
This opens up opportunities for:
- New services such as budgeting apps, comparison platforms or smart payment solutions
- More choice and convenience for customers
- Ecosystems made up of banks, FinTechs and technology partners
While open banking is mandated by regulation (PSD2) in the EU, Switzerland follows a market-driven approach. Initiatives like OpenBankingProject.ch promote coordination and innovation in this space.
Learn more about the initiative:
fidentitys contribution
As a Swiss provider of certified identification and signature solutions, fidentity contributes its expertise directly to the community. Our focus lies on our solutions IDENT for digital identification and SIGN for qualified electronic signatures. Both combine the highest security standards with intuitive user guidance and full regulatory compliance – ensuring that digital processes remain not only efficient but also trustworthy.
We firmly believe that open banking can only succeed through collaboration. That’s why we are excited to share our know-how and help shape the future of digital finance in Switzerland.
