EUDI & swiyu Wallets
Are you ready for the future of digital identities?
Digital identities are evolving fast. With eIDAS 2.0 in the EU and the new e-ID in Switzerland, new standards are emerging that directly impact KYC, onboarding, digital signatures, and compliance. This overview is designed for decision-makers in IT, compliance, and management who want to assess how well their current processes are prepared—and which steps to take now to stay future-ready.
What is eIDAS 2.0?
eIDAS 2.0is the updated European framework for digital identities, signatures, and trust services.
At its core is the new EUDI-Wallet: an app issued by EU member states that allows citizens to securely store and selectively share their identity data, credentials, and authorizations. Switzerland is also planning a state-backed e-ID (swiyu), which is intended to be compatible with the European system.
With the EUDI-Wallet and the planned swiss e-ID two central building blocks of the future digital identity infrastructure are emerging. Both systems pursue the same goal: digital identities should be usable across borders, meet the highest security standards, and offer simplicity for both businesses and users.
Key Objectives of eIDAS 2.0 at a Glance
•EU-wide legal framework for digital identities and signatures:
eIDAS 2.0 reforms the existing legal framework to establish uniform, legally binding rules for electronic identification and trust services across the EU, enabling cross-border use. The core goal is to provide all individuals and businesses in the EU with secure access to interoperable digital identification and signature tools that work both online and on mobile devices.
•Introduction of the EUDI-Wallet:
All EU citizens will be entitled to receive a state-issued digital identity tool upon request. This wallet will allow users to store official electronic credentials, such as identity data, driver's license information, or representation rights. These credentials can be used to log into online services, verify age, or digitally sign documents.
•Qualified Electronic Attestation of Attributes (QEAA):
In addition to personal identity data, eIDAS 2.0 allows organizational information to be digitally certified, for example, a person’s role in a company or specific professional qualifications. This makes roles and authorizations verifiable and unambiguous.
•Expanded trust services:
Regulated trust services are being expanded and clarified. New additions include qualified electronic archiving, electronic register entries, electronic ledgers, services for remote creation of signatures and seals, and more precise definitions of Qualified Website Authentication Certificates (QWACs).
•Mandatory recognition:
Electronic identity credentials and attribute attestations must be accepted in all EU member states. Certain private sectors (e.g., financial services, transportation, energy, telecommunications) are also required to adopt wallet-based identification and attributes where strong electronic identification is legally mandated.
•Focus on data protection and user control:
The wallet architecture and the regulation strongly emphasize data protection principles such as data minimization, privacy by design/default, local data storage in the wallet, and user control over each attribute release. EU documents highlight that users must always decide which data to share with which service, that tracking and profiling must be technically prevented, and that a transaction dashboard ensures transparency.
Timeline: digitale identities in Switzerland and the EU
- May 20, 2024: EU Regulation 2024/1183 (eIDAS 2.0) takes effect, establishing the new EU framework for electronic identities and trust services.
- By the end of 2026: Based on the implementing acts, EU member states are expected to provide at least one fully functional EU Digital Identity Wallet (EUDI Wallet). Regulated sectors—such as financial services and public authorities—will gradually be required to accept these wallets.
- 2026-2027: Planned rollout of the Swiss e-ID and swiyu Wallet.
- From 2027: Wallet acceptance becomes mandatory for regulated sectors (e.g. banks, financial services, healthcare, public services) in all processes that require strong electronic identification—whether for identification, authentication, or signing.
- 2026-2030 (EU target): As part of its «Digital Decade» targets, the EU aims for 80% of citizens to use a digital identity service by 2030—with the EUDI Wallet playing a central role in reaching this goal.
Readiness Assessment: Are you ready for eIDAS 2.0?
The eIDAS Readiness Assessment gives you a clear and structured overview of your company’s current status—along with concrete recommendations and priorities. Especially valuable for regulated companies, financial service providers, and digital pioneers.
Start nowWhat does eIDAS 2.0 mean for Switzerland?
Auch wenn eIDAS 2.0 nur für die EU gilt, haben die Änderungen eine hohe praktische Relevanz für Schweizer Organisationen:
- International business relations:
Companies with customers, partners, or offices in the EU will increasingly work with electronic identity and attribute credentials issued under eIDAS 2.0—often via EUDI Wallets. This impacts contracts, digital signatures, powers of attorney, and onboarding processes, particularly in regulated industries. - Digital interoperability:
Switzerland’s new e-ID and planned trust infrastructure are conceptually aligned with eIDAS 2.0 and rely on open, interoperable standards. The goal: to enable cross-border use of identity and attribute data—especially between Switzerland and the EU. - Early alignment as a strategic advantage:
Organizations that adapt their identification, authentication, or signature processes early to be eIDAS 2.0-compatible gain room for more efficient workflows and reduced compliance complexity. It also makes it easier to integrate new types of digital credentials once they become available. - No obligation to use the EUDI Wallet:
Both the EUDI Wallet and Switzerland’s planned swiyu Wallet are voluntary. Even without a wallet, users can still generate qualified electronic signatures—based on a one-time identity verification used to issue a certificate that remains valid for years. - Legal framework for signatures:
Qualified electronic signatures are governed by ZertES in Switzerland and by eIDAS in the EU. While the requirements are similar, there is currently no automatic mutual recognition agreement in place—so cross-border business still requires additional technical and legal coordination.
The new requirements around eIDAS 2.0 and Switzerland’s e-ID present a clear opportunity: companies that act now can streamline digital processes, meet international standards, and unlock new options for identification, signatures, and digital collaboration.
fidentity supports you with solutions already aligned with the upcoming frameworks—reliable, flexible, and future-ready.
Future-proof with fidentity: ready for the next era of digital identities.
Early integration of modern identification and signature solutions creates a clear competitive edge. With fidentity, you rely on a solution that is easy to integrate, reduces compliance complexity, and is designed to meet future standards.
Compliant with Swiss and EU regulations:
fidentity supports identification processes in line with both Swiss legislation and EU standards. You decide which regulatory framework to apply in which context.
Ready for new identity credentials:
With the Swiss e-ID Act and eIDAS 2.0, new government-verified digital identity tools are emerging. fidentity is technically prepared and will provide integrations as soon as these standards are officially released. Read here to learn how we’re preparing for the Swiss e-ID.
Flexible signature solution:
SIGN supports a wide range of electronic signature scenarios—from simple approvals to qualified signatures using existing certificates.
Option for attribute-based process control:
Not yet active, but technically feasible: In the future, attributes such as roles or authorizations from the Swiss e-ID or EUDI Wallet could be used to dynamically control workflows or adapt compliance requirements.
Technology openness:
Thanks to open interfaces and a modular architecture, fidentity’s solutions integrate seamlessly into your existing processes. They can be extended with wallet gateways or trust frameworks as soon as these become available and relevant.
Trust infrastructure made in Switzerland:
Our solution meets the highest standards for security, data protection, and auditability. All development, operations, and hosting are fully based in Switzerland.
Reduced regulatory complexity:
With fidentity, you meet legal requirements in both Switzerland and the EU—without added technical or legal burden. Our solutions support compliance teams, simplify the use of new identity standards, and reduce coordination efforts in international workflows.
Prepare Today—Perform Tomorrow
The introduction of eIDAS 2.0 and the Swiss e-ID is reshaping how identity data is verified and used—in contracts, onboarding, and digital business relationships. Organizations that take early action can design secure processes, meet regulatory requirements, and respond to evolving customer needs.
With fidentity’s Readiness Assessment, you’ll quickly gain insights into how well your organization is prepared—and where action is needed. Clear, reliable, and with concrete recommendations.
A European legal framework from 2014 that regulates electronic identification, signatures, and trust services. The updated version is known as eIDAS 2.0 and introduces new and expanded trust services, stricter regulation of identity credentials, standardized technical foundations, and a recognized EU-wide digital identity solution.
Organizations and public authorities within the EU—especially in sectors like financial services, healthcare, telecommunications, energy, transportation, or public administration. Swiss companies with business ties to the EU are also indirectly affected.
No, not formally. But in practice, yes—wherever Swiss companies interact with EU partners, customers, or authorities. Switzerland’s planned e-ID will also be built on compatible foundations.
These remain valid. Depending on the use case and regulatory context, they can continue to be used alongside government-issued digital credentials.
For individuals, both the EUDI and swiyu wallets are entirely optional. For businesses in certain regulated sectors: acceptance becomes mandatory once a user chooses to identify using a wallet. Only states are required to issue a wallet—businesses are not.
